Our Team

Anita Padilla-Fitzgerald

Founder | President | CEO

Anita advocates for Loan Officers, emphasizing the importance of building business through trusted relationships with clients and referral partners. She founded TheRuleTool with a vision to empower Loan Officers by providing them with immediate access to essential knowledge during client meetings, even on weekends or after hours. TheRuleTool will help business owners efficiently disseminate production information via the cloud and mobile platforms, reduce cost, and improve the quality of the upfront application.

Andy Marsh

SVP, Credit Risk Officer

Andy Marsh is a seasoned mortgage professional with 25 years of experience in credit risk and operational management. Andy leads an expert team dedicated to updating and refining the guidelines within TheRuleTool, ensuring our data is always accurate, timely, and digestible for our users.